“Fast Track Funding for Quality Projects Worldwide.
Over $100 Million in Size.
http://www.wefinanceprojects.com
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A Guide For Writing a Funding Proposal
By · CommentsNo guide for writing a funding proposal would be complete without cautioning that a business looking for funding cannot do so without also presenting a completed business plan. Every lender, whether bank or other financial institution, venture capitalist, or private individual, will want to see the firm’s business plan in addition to the project detail. They’ll want to know the company’s mission, its goals, its steps to achieving those goals, its products and services, its available resources, the market, the competition, and your firm’s competitive edge.
The business plan that accompanies the funding proposal you write and present should also include the owners or officers and all major players such as executives and others instrumental in the day to day workings of the company.
If you’re new to writing a funding proposal a guide is essential, whether a written brochure or publication, online assistance, or a counselor at the local small business development center. SCORE, the Service Corps for Retired Executives, is another top-notch resource that can guide you through writing a funding proposal. The volunteers are all retired executives and other experts who have been where you are and have succeeded.
In addition to the standard documents that the bank or credit union will require for the loan application, the lender also expects to see a written funding proposal when you apply for the loan. Rather than looking at writing a funding proposal as a tedious chore, look at it as the guide for your lender to see just how exciting, promising and profitable your idea and firm could be and what an opportunity they have to be a financial part of your great venture.
Give your funding proposal a zippy but clear title, then talk about the overview of the project you’ve planned, supplying background information on the problem as you see it, the details of the project that will solve the problem, what resources you have available and what resources you’ll need to get the job done, what staff and administration help you have and what else you might need, the facilities available for your project and any that you’ll need to lease or buy in addition, any supplies or equipment or personnel that will be added, and any communication capabilities or requirements that are pertinent. Present a budget for your project.
Step by step, you should….
Write a cover letter with your funding proposal, both as an enticement to read the proposal and a guide to what will be found in the funding proposal pages. Included in the cover letter, besides the title, are a brief introduction to your firm, the purpose of the loan and the amount of money you are requesting.
The funding proposal should begin with the company name, address, and contact information such as phones and e-mails. Here should also be the names, titles and social security numbers of all the principals, the reason for the loan, the amount requested and details of what you will be doing with the money including the equipment and supplies purchase, perhaps the lease of new facilities, the resources now available, the staff that might be added, and the administration personnel that will oversee the project.
Next offer extensive details about the firm, including any previous projects and performance, clientele, overall goals and objectives, unique aspects of the firm and the ownership and legal structure.
Background information is next, with details about the company budget, as well as the project budget, the market and the competition, and your firm’s standing among the competition. Details on the current clientele as well as an evaluation plan for determining the company’s overall financial and competitive health and for that of the project itself should be included as well.
All key personnel should be profiled, including their education, the accomplishment both as a firm member and prior, as well as their qualifications. Along with background information and a budget for the project, you should provide all information and documents about the last three years of the company’s operations. If not in business that long, provide the financial statements including balance sheets and income statements that you have. Collateral should be pledged for the funding.
Written communication is a crucial part of your funding proposal and someone should guide you through the process by proofreading the materials, to check for spelling, grammar, factual accuracy and overall quality of presentation.
Any time you apply for a loan, whether the details of the needed resources, the project overview, the statement of the problem, and the budget are already in the application or the cover letter, you should still submit a funding proposal as an overall guide to the loan officer and other funding decision makers.

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Don’t be Scared
By · CommentsThe use of fake anti-viruses or fake anti-spyware programs (aka scareware) was covered in IBM report on Internet security trends for 2008. But what is this thing called scareware and what do you do when you run into it?
Let’s say you were surfing the web and suddenly a pop-up screen told you that your computer was scanned, 573 infections were found, and it gave you a button to clean them up. But then you notice a statement that they accept Visa or MasterCard. Chances are you just ran into a fake Anti-Malware (Anti-Virus or Anti-Spyware).
But don’t think it is only in the realm of Anti-Malware. This tactic is also used by fake “registry cleaners”. They claim your system has a corrupted registry and offer to clean it for you; for a price.
The last thing you want to do is let that program “clean” your system. If you are lucky all you have been duped into buying a program that doesn’t work as advertised. But if you ran into something like “SpySheriff”, it will infect your computer instead of clean your computer. Even that is not as bad as some of the other possibilities. (See the Redmond article referenced below.)
When you get a pop-up that seems to be trying to scare you like that, stop. Many of those programs will activate when you hit the ‘cancel’ or ‘no’ button. There are even some that start when you hit the close button on the upper right side of the window. Instead you’ll need to do something technical behind the scenes and stop the program from running.
On a Window machine press the ALT, the CTRL, and the DEL button at the same time (the infamous “three finger salute”) and click “end task”. On a Mac press command, option, Q, Esc, and “force quit”.
The February 19th, 2009 edition of the Redmond Magazine has an article about scareware that includes details of how a fire department got their hard disk erased (it went to “alphabet heaven” were the words used) and hours of power-point demonstrations of rescue techniques were lost. Tom Mullally (division chief and IT manager for Evergreen Park Fire Department) said to Chicago residents: “The next time you dial 911 … you should hope they studied the lessons that were … lost to immature and criminal actions”.
Dave Keays is an independent web programmer specializing in Drupal and the security of Drupal. In addition to web developing He keeps track of trends on the Internet.
Do you know how to create web pages? If not, then you are at a serious disadvantage. Creating web sites is the most economical and expedient way to communicate to the entire world. Technical difficulty has always been the obstacle to most people, but there is now a software tool that is extremely easy to use, not requiring any HTML knowledge at all! If you can drag and drop, copy and paste, you have all the prerequisite skills needed to create beautiful web pages rapidly.
Web Designer allows you to drag and drop your images, buttons, text, and whatever shapes you wish to create, and all these objects will remain exactly where you dropped them with pixel-point accuracy. Even if you already had text on the page, you can set an object to “repel text”, and text will simply scamper and make way for whatever you’re dragging. Creating web pages has never been this easy before!
If all this sounds incredible, it really is. In fact, the slogan of the company that created Web Designer is “See it to believe it”. I have to admit my jaw dropped when I saw their video (which you can, too, by going to http://www.Easy-Web-Designing.com).
If you have the desire or intent to ever learn how to create beautiful web pages FAST, it would be your loss not to check out what I’m talking about. I wouldn’t be here raving about this product if I hadn’t been totally impressed with its capabilities.
If you are software developer, don’t think this software tool is too “high-level” to be of use to you, because you would be dead wrong. The ingenuity of Web Designer is its utmost simplicity and ability to accommodate the more sophisticated needs and requirements of software developers.
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Controlling What You Can Control
By · CommentsOne morning a few months ago, my sister called to report, “The doctor says Mom has Alzheimer’s.” We’d suspected this and still, hearing that dreaded diagnosis, my heart broke. I didn’t want it to be true. I wanted my mom back, to forever be as she’d always been. I didn’t want to face what lay ahead. I didn’t want to feel what I was feeling.
We all have times like this in our lives, times when something disturbs, upsets, or stresses us. No matter how troublesome or trivial the situation, we always have choices. One crucial choice is whether to focus on what we can control or what we cannot control.
It may seem silly to focus on what we cannot control. Who’d ever do that? Yet that’s what most of us do, at least some (if not much!) of the time. And that focus causes a great deal of stress, frustration, and unhappiness.
Trying to Control What Can’t Be Controlled
Here are some ways you might try to control the uncontrollable:
* You try to control your feelings. You want to or believe you should be able to stop your grief, anger, sadness, fear, or whatever else you don’t want to be feeling. But feelings have a life of their own and they will last as long as they last. You cannot control your feelings.
* You do your best to get your partner, boss, co-workers, friends, employees, or children to behave in certain ways. You can’t MAKE anyone else think, feel, or do anything. You might be able to INFLUENCE them and you cannot CONTROL them.
* Perhaps you want an institution or issue to change (such as the government, war, or global warming). You can choose to take action to try to influence such things and you cannot control them.
In these and many other ways, we persist in trying to control the uncontrollable.
But when you do this, you use (waste!) an enormous amount of your precious energy. And since you still don’t get the results you want, it’s also futile. It weakens you, makes you feel like a victim, and binds you to the tyranny of how things “ought to be,” rather than how they actually are.
What CAN You Control?
”You can be happy if you know this secret: some things are within your power to control and some things are not.” These words of 2000 years ago from Roman philosopher Epictetus offer wise guidance for today.
What is within your power to control? That is determined by what you can affect right now, in real time.
You can control how you respond to your feelings, to other people, and to situations you face.
You can control the choices you make, your opinions, and your actions.
You can control your thoughts and where you place your attention.
It’s not always EASY to control these and it is possible.
When you focus on what you CAN control, you have more ease, inner peace, flow, and strength. You feel more in charge of your life. You have more energy for creating the life you want (since you’re not squandering it on the uncontrollable). You accomplish more.
What About That Phone Call?
After I got off the phone with my sister I chose to focus on what I could control rather than what I couldn’t.
I couldn’t control my strong feelings so I let myself cry and protest to the Universe until the feelings eased.
I can control how often I visit my mom who lives across the country from me. I decided I would visit more often, to spend time with her and help in whatever ways I could.
I can’t control her health or the progression of this terrible disease. I know this intellectually and I imagine I’ll still get caught up sometimes in wanting to control the uncontrollable. When I do, I hope I’ll be able to notice and make a different choice, a choice to let go of what I cannot control and to ask myself what I can control, what I can do.
How?
The Serenity prayer, taught in 12-Step programs, guides millions of people each day with its wisdom, “Grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.”
Clearly and honestly assess what is and isn’t in your control and you’ll be able to see what, if any, action to take.
In Your Life
Here are a couple of suggestions for experimenting with this.
* Commit to taking responsibility for what you can control and letting go of what you cannot control. When you “slip” — and, if you’re human, you will! — just recommit and get back on track.
* Choose a situation that’s been troubling you.
1. Ask yourself these questions about the situation:
What do I have no control over?
What can I control?
What can I influence? (Some things, like other people’s behaviors, we can’t CONTROL and we may be able to INFLUENCE by what we say, ask, or do. After you take action to influence someone or something, remember to let it go and release the outcome.
2) Once you’ve clearly assessed what you can and cannot control, decide what action, large or small, you can and want to take. By the way, letting go IS an action, an action that can save you enormous amounts of frustration and stress.
Focusing on what you can control and letting go of what you cannot control creates more ease, inner peace, happiness, and success in your life.
Enjoy!
Looking for the Best Fort Bend County Neighborhoods
By · CommentsDriving through the county and looking for the best Fort Bend County neighborhoods, one can find just about any criteria to fit their hopes and home-owning aspirations. This is not a county that slapped up homes and called it a neighborhood, but a county that put thought and consideration into creating one of the best places to live in the United States. Naturally, not everyone will find their own personal utopia here, but the best Fort Bend County neighborhoods that fill these streets are there for anyone who wishes to make one of them home.
People who find themselves in the best Fort Bend County neighborhoods usually end up staying for life if possible. This is an area that is meant for families, Sunday picnics, adventures, and safe and clean fun any time. The homes in the best Fort Bend County neighborhoods are beyond exquisite and match a variety of style preferences. This is absolutely a place that I wanted to kick my feet up for awhile and check out each and every neighborhood to its fullest. Naturally, I am not made of money and could not buy a home in each of the 12 best neighborhoods, but I could spend some time in each of them and determine what about these places made them so special.
Technically speaking, any house can be a home if it is a place of security. Homes were originally a place of shelter that weren’t even necessarily filled with any type of convenience. If you needed to use the facilities, you had to leave the shelter. Light was minimal and there weren’t even what we would consider actual beds on the premises.
However, it was still a definite step up from living in a cave. Today, homes are more than just mere shelter. They give safety and security a walled definition. What goes on in a person’s home is private, personal, and hopefully, quite good. We say that a home has the memories of everyone who lived and loved within the walls etched into its foundation. A home is a statement of wealth, or lack thereof, of personal taste and style, or lack thereof. A home is where hopes and dreams are built and lived in.
When you place a bunch of these homes into one general area, we call this a neighborhood. There are good neighborhoods and there are not so good neighborhoods. By today’s standards, if a person can walk down the street at night in relative safety, we call this a good neighborhood. But what makes one of the best Fort Bend County neighborhoods is so much more than simply walking down the street in relative safety.
When you are describing one of the best Fort Bend County neighborhoods, you are really talking about quality of life. When a neighborhood can help push the quality of an individual’s life forward and upward, then you literally end up with an intangible positive reaction throughout the entire neighborhood. When people know they are accepted and feel a sense of obligation and loyalty toward their neighborhood, then there is an automatic desire to continuously keep the neighborhood at its best.
Thus, finding the best Fort Bend County neighborhood is really about personal intuition and what really works for the individual. Some neighborhoods are more liberal than others while some neighborhoods want to keep things at a tighter level of operation. When a group of people feel a sense of synergy and basic thought compliance with each other, neighborhoods really excel into exciting and wonderful places to live. Not every neighborhood is going to work for everyone, but there is no doubt that finding the best Fort Bend County neighborhoods that matches your individual expectations of what a real neighborhood should be, you will fall instantly in love with the area, the homes, and the people who call them their shelter.
Thankfully, we all have a choice when it comes to determining our own neighborhood and the way we choose to live our lives. When I see the best Fort Bend County neighborhoods listed on websites and in those competitive lists of where one can find the best place to live catalogues, I feel a sense of pride that extends to the people around me. After all, every last one of us is here to try to make the world a better place to live. And of course, the best place to start is right at home.
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